Genius Act
Genius Act 2025, an U.S. legislation to regulate stablecoins, focusing on reserves and compliance.
What is Genius Act?
The Genius Act is a proposed U.S. legislative framework aimed at regulating stablecoins, introduced to establish clear rules for issuers regarding reserve management, transparency, and compliance with anti-money laundering (AML) standards. While not yet enacted as of September 2025, it seeks to address regulatory uncertainty in the U.S. stablecoin market, ensuring consumer protection and financial stability. The act targets stablecoins like USDT and USDC, aiming to foster innovation while mitigating risks associated with their widespread adoption.
Related Terms
US Inflation Rate
The percentage increase in the general price level over a year, primarily measured by CPI at 2.9% for August 2025.
Pre-negotiated Licensing Agreement
A pre-arranged contract for accessing resources with defined payment terms.
Proof-of-History (PoH)
A cryptographic time-stamping mechanism used by the Solana blockchain to sequence events and enable high transaction throughput with verifiable order.
Open Interest
The total value of outstanding perpetual swap contracts on a Perp DEX.
MEV Vulnerability
The susceptibility of DeFi protocols to value extraction by miners or validators through transaction reordering or insertion.
Liquidity Pool (DEX)
A liquidity pool is a smart contract on a decentralized exchange (DEX) that holds a pair of tokens, enabling automated trading and liquidity provision without traditional order books.