FinTech
The application of technology to enhance financial services, including payments and asset management.
What is FinTech?
FinTech companies leverage software, AI, and blockchain to automate banking, lending, and investments, with examples like Stripe for payments and Robinhood for trading. In 2025, global FinTech investments surpass $200 billion, focusing on six categories: banking tech, lending, payments, wealth management, InsurTech, and RegTech.
In digital assets, FinTech drives innovations like DeFi platforms on Ethereum, enabling tokenized assets and smart contracts for decentralized trading. It promotes financial inclusion by serving unbanked populations via mobile apps, though it faces AML/CFT regulatory challenges from bodies like the OCC.
Related Terms
OP Stack and OP Superchain
The modular, open-source framework for building Ethereum Layer 2 chains, forming the interconnected Superchain ecosystem.
Sell Walls
Large accumulations of sell orders at a specific price level, forming a barrier against upward price movement.
MiCA
EU regulation governing digital assets, including stablecoins, for market integrity and consumer protection.
OCO Order
A paired order where executing one automatically cancels the other.
Mining and Miner
Mining is the process of validating transactions and adding new blocks to a blockchain by solving computational puzzles, and a miner is who performs this task to earn rewards.
Mint
The process of creating and issuing new digital assets or tokens on a blockchain, bringing them into circulation.